Lower Payments.
Consolidate Debt.
Pull Cash Out.
Should I
refinance
my house?
First, start by asking yourself one of these questions.
- Has your income increased?
- Do you need to consolidate debt?
- Has the equity in your home increased?
- Do you need money for a major expense?
- Has your credit rating improved?
- Does your interest rate reflect the current market trends?
- Is your current interest rate a fixed rate?
- Are you currently building a home on a variable rate construction loan?
If the answer is yes to any of these questions then we encourage you to call one of our home loan experts to give you a refinance evaluation. It costs nothing but could save you thousands of dollars in interest, pay off high-balance credit cards, or help pay for college or unexpected expenses.
Knowing your options is the most important part of the refinance decision so call us today!
Mortgage Calculator
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Enter the sales price or the amount you plan to offer on a home.
Enter a down payment percentage. Some programs allow down payments as low as 3%. Just remember, the more you put down, the less your payment will be.
We’re using the current average mortgage rate to calculate payments. Your actual interest rate will be determined by your credit score, loan type and other factors.
Choose the length of the loan term you plan to use. Standard loan terms are 15 or 30 years.
Enter the annual property taxes associated with the home you are purchasing. Many property listings include this information.
Estimate the annual home insurance costs of the home you are purchasing.
